601658 邮储银行
2025/122024/122023/122022/122021/12

盈利能力分析
净资产收益率 ROE (%)7.9838.7159.69810.53210.392
总资产报酬率 ROA (%)0.4680.5060.5490.6060.605
投入资产回报率 ROIC (%)0.4900.5280.5800.6410.638

基本指标
净利差率 (%)1.6501.8501.9902.1802.300
资本充足率 (%)14.52014.44014.23013.82014.780
核心资本充足率 (%)10.5309.5609.5309.3609.920
流动性比率 (人民币) (%)----83.39073.87072.860
流动性比率(外币) (%)----------
成本收入比率 (%)62.10064.23064.82061.41059.010

贷款及存款指针
存贷比率(人民币) (%)58.330--------
存贷比率(本外币) (%)----------
不良贷款比例 (%)0.9500.9000.8300.8400.820
拨备覆盖率 (%)227.940286.150347.570385.510418.610