02558 晉商銀行
按盘价 
1.360 -0.020 (-1.449%) 盈利能力分析
| 2023/12 | 2022/12 | 2021/12 | 2020/12 | 2019/12 | |
| 资产回报率 (%) | 0.574% | 0.575% | 0.587% | 0.604% | 0.625% |
| 股东资金回报率 (%) | 8.323% | 8.086% | 7.813% | 7.615% | 8.218% |
基本指标
| 2023/12 | 2022/12 | 2021/12 | 2020/12 | 2019/12 | |
| 净利息收益率 (%) | 1.36% | 1.32% | 1.43% | 1.54% | 1.62% |
| 净息差 (%) | 1.29% | 1.4% | 1.47% | 1.59% | 1.69% |
| 资本充足比率 (%) | 13.17% | 12.4% | 12.02% | 11.72% | 13.6% |
| 第一级资本比率 (%) | 11.14% | 10.5% | 10.1% | 10.72% | 11.47% |
| 核心资本比率 (%) | -- | -- | -- | -- | -- |
| 流动资金比率 (%) | 104.13% | 70.88% | 122.42% | 102.62% | 90.01% |
经营表现指标
| 2023/12 | 2022/12 | 2021/12 | 2020/12 | 2019/12 | |
| 利息支出 / 利息收入比率 (%) | 63.528% | 66.511% | 65.690% | 63.511% | 62.776% |
| 其他经营收入 / 经营收入比率 (%) | 26.989% | 31.694% | 34.071% | 29.320% | 35.959% |
| 成本 / 收入比率 (%) | 40.475% | 41.571% | 38.408% | 37.475% | 36.094% |
贷款及存款指标
| 2023/12 | 2022/12 | 2021/12 | 2020/12 | 2019/12 | |
| 流动资金 / 客户存款比率 (%) | 13.284% | 8.014% | 14.386% | 13.508% | 13.979% |
| 呆坏帐准备 / 客户贷款比率 (%) | 3.523% | 3.169% | 3.377% | 3.551% | 3.674% |
| 贷存比率 (%) | 64.392% | 71.287% | 75.804% | 74.576% | 71.923% |
| 客户贷款 / 总资产比率 (%) | 51.372% | 53.774% | 49.790% | 48.658% | 45.123% |
| 备注： | 实时报价更新时间为05/11/2024 17:59 |
| 港股实时基本市场行情由香港交易所提供; 香港交易所指定免费发放实时基本市场行情的网站。 | |
| 股东应占溢利/(亏损) (千) | RMB 1,030,416 |
| 增长率 | -0.362% |
| 每股盈利/(亏损) | RMB 0.180 |
| 每股账面资产净值 (¥) | RMB 4.332 |