03328 交通銀行
按盘价 
6.950 +0.020 (+0.289%) 盈利能力分析
| 2025/12 | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| 资产回报率 (%) | 0.596% | 0.607% | 0.644% | 0.701% | 0.749% |
| 股东资金回报率 (%) | 8.242% | 8.917% | 9.406% | 10.004% | 10.381% |
基本指标
| 2025/12 | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| 净利息收益率 (%) | 1.2% | 1.27% | 1.28% | 1.48% | 1.56% |
| 净息差 (%) | 1.08% | 1.11% | 1.14% | 1.37% | 1.47% |
| 资本充足比率 (%) | 15.96% | 16.02% | 15.27% | 14.97% | 15.45% |
| 第一级资本比率 (%) | 12.7% | 12.11% | 12.22% | 12.18% | 13.01% |
| 核心资本比率 (%) | -- | -- | -- | -- | -- |
| 流动资金比率 (%) | 75.88% | 73.34% | 64.92% | 69.76% | 67.11% |
经营表现指标
| 2025/12 | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| 利息支出 / 利息收入比率 (%) | 58.737% | 62.403% | 64.310% | 59.365% | 57.184% |
| 其他经营收入 / 经营收入比率 (%) | 34.715% | 34.618% | 36.302% | 33.912% | 35.942% |
| 成本 / 收入比率 (%) | 39.756% | 39.494% | 38.945% | 37.705% | 35.673% |
贷款及存款指标
| 2025/12 | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| 流动资金 / 客户存款比率 (%) | 17.009% | 19.220% | 20.555% | 18.826% | 19.424% |
| 呆坏帐准备 / 客户贷款比率 (%) | -- | 2.623% | 2.587% | 2.435% | 2.467% |
| 贷存比率 (%) | 95.605% | 94.896% | 90.888% | 89.780% | 91.085% |
| 客户贷款 / 总资产比率 (%) | 57.233% | 56.045% | 55.276% | 54.930% | 54.966% |
| 备注： | 实时报价更新时间为27/03/2026 17:59 |
| 港股实时基本市场行情由香港交易所提供; 香港交易所指定免费发放实时基本市场行情的网站。 | |
| 股东应占溢利/(亏损) (千) | RMB 90,752,000 |
| 增长率 | 3.181% |
| 每股盈利/(亏损) | RMB 1.080 |
| 每股账面资产净值 (¥) | RMB 13.441 |