01398 工商銀行
按盘价 
4.740 +0.140 (+3.043%) 盈利能力分析
| 2023/12 | 2022/12 | 2021/12 | 2020/12 | 2019/12 | |
| 资产回报率 (%) | 0.828% | 0.926% | 1.006% | 0.984% | 1.080% |
| 股东资金回报率 (%) | 10.245% | 10.969% | 11.784% | 11.548% | 12.693% |
基本指标
| 2023/12 | 2022/12 | 2021/12 | 2020/12 | 2019/12 | |
| 净利息收益率 (%) | 1.61% | 1.92% | 2.11% | 2.15% | 2.3% |
| 净息差 (%) | 1.41% | 1.73% | 1.92% | 1.97% | 2.12% |
| 资本充足比率 (%) | 19.1% | 19.26% | 18.02% | 16.88% | 16.77% |
| 第一级资本比率 (%) | 15.17% | 15.64% | 14.94% | 14.28% | 14.27% |
| 核心资本比率 (%) | -- | -- | -- | -- | -- |
| 流动资金比率 (%) | -- | -- | -- | -- | -- |
经营表现指标
| 2023/12 | 2022/12 | 2021/12 | 2020/12 | 2019/12 | |
| 利息支出 / 利息收入比率 (%) | 53.381% | 45.883% | 40.572% | 40.801% | 40.550% |
| 其他经营收入 / 经营收入比率 (%) | 18.779% | 17.851% | 19.770% | 19.162% | 18.529% |
| 成本 / 收入比率 (%) | 29.598% | 28.415% | 27.440% | 25.821% | 26.775% |
贷款及存款指标
| 2023/12 | 2022/12 | 2021/12 | 2020/12 | 2019/12 | |
| 流动资金 / 客户存款比率 (%) | 15.390% | 15.468% | 14.846% | 18.380% | 18.976% |
| 呆坏帐准备 / 客户贷款比率 (%) | 2.892% | 2.890% | 2.915% | 2.841% | 2.847% |
| 贷存比率 (%) | 75.734% | 75.632% | 76.051% | 72.156% | 71.054% |
| 客户贷款 / 总资产比率 (%) | 56.798% | 57.035% | 57.175% | 54.390% | 54.224% |
| 备注： | 实时报价更新时间为18/11/2024 17:59 |
| 港股实时基本市场行情由香港交易所提供; 香港交易所指定免费发放实时基本市场行情的网站。 | |
| 股东应占溢利/(亏损) (千) | RMB 166,805,000 |
| 增长率 | -1.943% |
| 每股盈利/(亏损) | RMB 0.470 |
| 每股账面资产净值 (¥) | RMB 10.168 |