| 2025/12 - Final RMB(K¥) | %Chg (Compare to Final) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | |
| Interest Income | 419,447,000 | -7.143% | 451,712,000 | 459,861,000 | 418,067,000 | 377,646,000 |
| Interest Expense | (246,372,000) | -12.597% | (281,880,000) | (295,738,000) | (248,185,000) | (215,953,000) |
| Net Interest Income | 173,075,000 | 1.910% | 169,832,000 | 164,123,000 | 169,882,000 | 161,693,000 |
| Other Operating Income | 92,030,000 | 2.343% | 89,923,000 | 93,535,000 | 87,172,000 | 107,778,000 |
| Total Operating Income | 265,105,000 | 2.060% | 259,755,000 | 257,658,000 | 257,054,000 | 269,471,000 |
| Net Insurance Claims Incurred & Movement in Policyholders' Liabilities | -- | -- | -- | 0 | 0 | (17,054,000) |
| Net Operating Income | 265,105,000 | 2.060% | 259,755,000 | 257,658,000 | 257,054,000 | 252,417,000 |
| Operating Expenses | (105,395,000) | 2.737% | (102,587,000) | (100,346,000) | (96,923,000) | (90,044,000) |
| Impairment Losses on Loans & Advances | (53,973,000) | 8.580% | (49,708,000) | (54,944,000) | (57,906,000) | (63,497,000) |
| Other Impairment Losses | (2,469,000) | -45.121% | (4,499,000) | (3,026,000) | (4,402,000) | (5,194,000) |
| Operating Profit / (Loss) | 103,268,000 | 0.298% | 102,961,000 | 99,342,000 | 97,823,000 | 93,682,000 |
| Change in FV & Impairment on Inv. Prop. | 0 | -- | 0 | 0 | 0 | 0 |
| Change in FV & Impairment on Others | 0 | -- | 0 | 0 | 0 | 0 |
| Profit / (Loss) on Disposal | 0 | -- | 0 | 0 | 0 | 0 |
| Other Non-operating Items | 0 | -- | 0 | 0 | 0 | 0 |
| Share of Results of Asso. & JCEs | 495,000 | -3.696% | 514,000 | 356,000 | 292,000 | 277,000 |
| Profit / (Loss) before Taxation | 103,763,000 | 0.278% | 103,475,000 | 99,698,000 | 98,115,000 | 93,959,000 |
| Taxation | (7,249,000) | -21.599% | (9,246,000) | (6,446,000) | (6,160,000) | (5,020,000) |
| Profit / (Loss) from Discontinued Operations | -- | -- | -- | -- | -- | -- |
| Non-controlling Interests | (892,000) | 38.725% | (643,000) | (524,000) | 147,000 | (1,358,000) |
| Others | (4,870,000) | -13.530% | (5,632,000) | (5,641,000) | (5,651,000) | (3,858,000) |
| Profit / (Loss) Attributable to Shareholders | 90,752,000 | 3.181% | 87,954,000 | 87,087,000 | 86,451,000 | 83,723,000 |
| 2025/12 - Final RMB(K¥) | %Chg (Compare to Final) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | |
| Depreciation & Amortisation | 20,013,000 | 3.309% | 19,372,000 | 16,150,000 | 16,150,000 | 14,839,000 |
| Directors' Emoluments | -- | -- | -- | -- | -- | -- |
| 2025/12 - Final | %Chg (Compare to Final) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| Auditor's Opinion Status | Unqualified | -- | Unqualified | Unqualified | Unqualified | Unqualified |
| 2025/12 - Final | %Chg (Compare to Final) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| EPS (cts) | 108.000 | -6.897% | 116.000 | 115.000 | 114.000 | 110.000 |
| DPS (cts) | 32.470 | -- | 37.900 | 37.500 | 37.300 | 35.500 |
| Dividend Payout Ratio (%) | 30.065% | -- | 32.672% | 32.609% | 32.719% | 32.273% |
| Cash flow per share ($) | 1.615 | -- | (0.772) | 1.849 | 4.958 | (0.468) |
| NBV per share ($) | 13.441 | -- | 13.660 | 12.903 | 12.033 | 11.241 |
| Remarks: | Real time quote last updated: 27/03/2026 17:59 |
| Real-time basic market prices of Hong Kong securities are provided by HKEx; a Designated Website authorized by the HKEx Group to provide the Service. | |
| Profit / (Loss) Attributable to Shareholders (K¥) | RMB 90,752,000 |
| %Change | 3.181% |
| EPS / (LPS) | RMB 1.080 |
| NBV Per Share (¥) | RMB 13.441 |